Many Americans struggle with debt, whether from credit cards, medical expenses, or student loans. A CNBC report reveals that the average American now owes nearly $90,460. Sadly, debt shame often keeps people from seeking help—leaving them vulnerable to harassment and intimidation by aggressive debt collectors. These collectors often use fear-based tactics to force payment, but federal law offers strong protections against such behavior. At The Wood Law Firm, we empower consumers to recognize and stop these scare tactics before they escalate. Discover how to protect yourself today at Protection for Consumers

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Last Update: November 1, 2025